Not legal or financial advice. Verify with your housing authority. These figures are HUD Fair Market Rents copied from HUD's public files. Your housing authority's payment standard (usually 90-110% of FMR), utility allowance and rent-reasonableness review decide what it will actually pay. Confirm with your PHA before you set a rent.
1. Look up the ZIP
The current per-ZIP figures are published only in CMHA's Rent Determination tool[1].
2. Compare with HUD
HUD's FY2027 Cleveland metro FMR for a 2BR is $1,274, and $1,628 for a 3BR[3]. ZIP-level figures are in the SAFMR table[4].
3. Check affordability
For a new tenancy, the family's share can't be more than 40% of its monthly adjusted income[2].
HUD FY2027 FMRs, Cleveland metro (Cuyahoga County)
| Unit size | FY2027 FMR |
|---|---|
| Studio | $924[3] |
| 1 bedroom | $1,050[3] |
| 2 bedroom | $1,274[3] |
| 3 bedroom | $1,628[3] |
| 4 bedroom | $1,756[3] |
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Sources
- CMHA Rent Determination tool (FY2026 payment standards by ZIP, effective 1/1/2026): https://apps.cmha.net/rentdetermination/
- CMHA landlord rent page (payment standards use SAFMRs, set at 90–110% of FMR; 40% rent-burden cap at lease-up): https://www.cmha.net/housing/landlords/rent.php
- HUD USER, FY2027 Fair Market Rents, County Level Data (FY27_FMRs.xlsx): https://www.huduser.gov/portal/datasets/fmr/fmr2027/FY27_FMRs.xlsx
- HUD USER, FY2027 Small Area FMRs (FY27_safmrs.xlsx): https://www.huduser.gov/portal/datasets/fmr/fmr2027/FY27_safmrs.xlsx